SimplePay Instalment with AYA Credit Cards

Shop with your AYA Credit Card and convert your electronic purchases to SimplePay for low-interest monthly instalment plans that extends up to 12 months. Contact SimplePay Instalment Payment Plan (IPP) service to enjoy purchase with only 1% interest per month.

SimplePay instalment with AYA Credit Cards


  • If you don’t have an AYA Credit Card, apply now at your nearest AYA Branch.
  • Shop with AYA Credit Card at our partner merchants. (You can shop with- MPU, JCB, UnionPay).
  • To convert your purchase to monthly instalments, call AYA SimplePay on 09-458588953 (Monday to Friday, 9am to 5pm).
  • Choose from our SimplePay Instalment Plans: fixed repayment with 6-Month Plan or 12-Month Plan.
  • You will receive your credit card statement at the end of the month. You must repay within 20 days to avoid standard credit card fees and charges.


SimplePay Instalment Plans with AYA Credit Cards are currently only available at our participating partner stores. Please kindly refer to our participating partners to see where you can shop for instalment payments. You can use for your electronic purchase above 100,000 MMK at those stores. You must have sufficient balance (credit limit) in your credit card to purchase as your AYA Credit Card will be charged for the purchase of the entire 6-Month / 12-Month instalment plan.  In the case that you do not have sufficient funds in your credit card, you can make downpayment in cash to the store and charge the remaining amount to your credit card. It will be credited to you as recurring monthly payments. Please see below


Once you have purchased with your credit card, simply call 09-458588953 and request your payment transaction to be on your choice of Instalment Plan. AYA Bank will ask you a set of questions to verify your identity.

  • Enjoy low interest rate with SimplePay Instalment Plan for as low as 1% per month (no other charges incur if you pay your Credit Card outstanding payment in full before the 20th of each month).
  • You may choose to spread your payments over 6 months or 12 months.
  • Once you convert your transaction to SimplePay, your credit limit will go back to the original amount. Let’s say your credit limit is Ks.400,000 and you’ve spent Ks.100,000 for a mobile phone with your credit card, once you convert this payment to SimplePay, your credit limit will go back to Ks.400,000.
  • Monthly instalment amount payable will be reflected on your monthly Credit Card Statement and thus you can easily monitor and control your payment. As SimplePay is a feature of AYA Credit Card, please note that full terms and conditions of your credit card apply.

There are two types of SimplePay Plans. You can pay off your purchase in

  • 6-Month Plan (6%)
  • 12-Month Plan (12% Interest)

For example, if your purchase costs Ks. 120,000 and wish to pay over 12 months, you can choose a 12-Month plan with a total of 12% interest (Ks.14,400). This means, each month, including interest, you only pay Ks.11200 per month.


Please see a list of stores from our participating partners that accept instalment payments.

NoNameAddressPhone Number
1AmarapuraAnycallNo.(39) Sagaing Mandalay Street,Beside Theingyi Market, Amarapura Township,Mandalay09-30050888
226Anycall26th B Street, Bet: 91st & 92nd Streets,Aung Myae Thar Zan Township, Mandalay .09-402617788
358AnycallNo. (Nya Nya/18), Corner of 58th Street & Aung San Street, Thin Pan Kone, Mandalay.09-30050555
462AnycallD2,No (82),62 Street,Bet: Manawhari & Thawka Streets,
Chan Mya Tharzi Towship, Mandalay.
584AnycallNo.573, 84th Street, Bet: 42nd & 45th Streets, Mandalay.09-41001122
6YangonAnycall49/B, Yangon-Insein Road, Bet: Hleden Traffic-Lights & San Yate Nyein Street,
Kamayut, Yangon.
7MandalayAnycallNo.(C-6), 78th Street, Between 27th & 28th Streets
Chan Aye Thar Zan Township, Mandalay.
8 mDriveGround Floor, Junction Maw Tin Shopping Mall,Ygn973203295
9Mobile Mother(1)26th Street/Between 76thx 77th Stree, Mandalay02-30885,02-30886
10Mobile Mother(2)26th Street/Between 79thx80th Street, Mandalay02-24225,02-24151
11Mobile Mother(3)62ndStreet/Between Manawhari Road &Khine-Shwe-War Road, Mandalay09-448004000,09-797444213
12Mobile Mother(4)62ndStreet/Between19thx20th Mandalay09-420783550
13Mobile Mother(5)Corner Of 42nd and 84th Street Mandalay09-402573730
14Mobile Mother(6)Between 49th and 50thStreet,Manawhari Road, Mandalay09-444042929
15Mobile Mother(7)Corner Of Ywa-Ma-Kyaung Street and Insein Road,9 Quarter,Hlaing Township,Yangon09-420106677,01-534900,
16Mobile Mother(8)80thStreet,Between 11st and 12nd Street,50 Quarter, Mandalay09-781541008
17Mobile Mother(10)Corner Of 60th Street and Manawhari Road,Mandalay09-265513331,420276072
18Mobile Mother(11)49thStreet,BetweenMyintzu Street and kyoStreet,Mya Yi Nanda Market Flat,
ChanMyaTharsi Township,Mandalay
19Mobile Mother(12)84thStreet,Between Bo Eain Street and KandawgiStreet,
ChanMyaTharsiTownship, Mandalay
20Mobile Mother(13)KyansittarStreet,Pagoda Road and NawadayFlat,HlaingTharyar Township,Yangon09-440700990,09-440699900,09-977180048
21Ovi Suite (9)PyayRoad,San-Chaung Township,Yangon01-501046,01-526363,
22SLN Mobile(1- ACER Authorized Distributor)No.775,Maharbandoola Road (corner 14 St),
Lanmadaw Tsp,Yangon
23Snoopy Mobile(Tarmwe)No.(50), Kyar Kwat Thit St,(Between ThadiPahtan Street & AteSaTaYa Street),
Near ArTawKa Market,Tarmwe,Ygn
09 781996991 , 09 253060080,
24Snoopy Mobile(ParRaMi)Near ParRaMi SeinGeyHar,Hlaing Tsp. Ygn09-965205090 , 09-775205090 ,
25Snoopy Mobile(North Oakalar) ThutDaMar ,Near KanTharYar Bus Stop,Front BEHS (3), Street,North Oakk Tsp,Ygn09 965204090 ,09 455 204090
26Win Mobile (Win Mobile World)No.48,ShanKone St ,Maynigone Tsp,Ygn09-785222888,09-73222888
27Win Mobile World (Myanmar Plaza)Win Mobile-Myanmar Plaza09-452228886,09-452228887
28Wai Yan Electronics(Myanmar Plaza)No,(192),2nd Myanmar Plaza,Kabaraye Pagoda Road,Yangon-
29Wai Yan Electronics(PSD)No(173-175), Pansoetan Middle Block, Kyauktatar Tsp, Ygn01-250596,250597
30Wai Yan Electronics(KBA)No(90/A,B), Kabaraye Road, Bahan Tsp, Ygn01-546006,401416
31Wai Yan Electronics(BAK)No(118-122), Bo Aung Kyaw Road, (Lower Block), Botahtaung Tsp, Ygn01-398571/2
32Wai Yan Electronics(MYM)Mya Ya Mone Waterfront Villa, South Dagon Tsp, Ygn01-8100343-4
33Wai Yan Electronics(Insein)No(3), Thiri Road, West Zay Gone Quarter, Near Insein Market Beside
Mahar Myaing Cinema, Insein Tsp, Ygn
34Wai Yan Electronics(Bago)No.(15),Min Street lLen,Pan Hlaing ward,Bago Division,Bago Tsp09-260632525
35Wai Yan Electronics(NPT)No.(Pa)59-60,TaPyaeKown Market,PweYoneTan,NPT067-8108089
36Wai Yan Electronics(Taunggyi)No.(261),BoGyokeAungSan Road,Taunggyi081-200571
37Wai Yan Electronics(LarShio)Quarter(2),Corner of BoGyoke & Rose Street,Near The Myoma Market,Lashio09-252337733
38Wai Yan Electronics(TMW Tower Mandalay)No.(352),Corner of 30th St &82nd St,East Aung Nen Yeik Thar,
Chan Aye Thar Zan Tsp
39Wai Yan Electronics(Migalar Mandalay)Room.(19),Block 6,Mingarlar Mandalay,ChanMyaTarSi Tsp,Mandalay.09-91008417

Once you’ve made a purchase with your AYA Credit Card, call us at 09- 458588953 to send us a request to convert your purchase into a SimplePay Plan. This call must be made as soon as possible, especially before you receive your monthly credit card bill.

If you do not have a credit card yet, simply apply for AYA Credit Card at any branches with the required documents. AYA Bank has several credit card brands available. For a list of required documents, please visit us at