AYA BANK provides a full range of retail and commercial banking services including deposits, loans, cash management, bank guarantees and remittance.


AYA Current Account

AYA Foreign Currency Account

AYA Seafarer Saving Account


Loan and Advances

Demand Loan


Hire Purchase

AYA Education Loan


Local Online Remittance Service

International Money Transfer Service

SWIFT Telegraphic Transfer


Cash Management

Receivable Management

Payable Management

Liquidity Management


Card Payment

AYA Debit Card

AYA World Travel Card

AYA My Card

AYA Credit Card

Where To Shop

eBanking Service

AYA iBanking

AYA mBanking

AYA Automatic Teller Machine (ATM)

AYA Electric Bill Payment

YCDC Bill Payment

Trade Service

Export Services

Import Services

Bank Guarantee


Other Services

Foreign Exchange Service

Safe Deposit Boxes