Staying at your own house is the real comfort for your family. Our home loan solution is here to provide you that comfort. With choice of affordable repayment options of your needs, take control of your future. The future is yours now.

Features

Types of property Apartment, Condominium, Landed Property
Interest Rate 13% per annum
Loan Tenor Maximum 15 years
Application Fee MMK 100,000
Service Charges 2% of loan amount
Early Repayment Fees 3% in the first three years
Property purchase value Minimum MMK 20,000,000

Eligibility

You Must be a Myanmar Citizen

You must have regular monthly income

You must be minimum 20 years of age

The maximum age of applicant shall not exceed 55

Note: Joint applicant is allowed (only for immediate family members) for customers with age over 50 and low income.
Documents which reveal accurate information of above are required to provide at the point of application such as NRC, Household Member List, Income Statement or Salary slip.

Check your loan eligibility now!

To know your estimated loan eligibility amount, calculate at AYA Home Loan Calculator

Required Documents

Basic Personal Information

  • NRIC
  • Household list
  • Original testimonial letter from Ward Administration Office
  • Applicant passport photo

Income Documents

Salaried Employee

  • Salary Slip (minimum 3 months)
  • Employment Confirmation Letter
  • Bank Statement (minimum 6 months) (Optional)
  • Professional License (such as Doctor License, Seaman’s CDC)

Self Employed

SME Business Owner

  • Valid Business License
  • Business or Company Registration Documents
  • Proof of regular income
  • Bank Statements
    (Minimum 6 months)
  • Income/ Financial Statement (Operating Account)
  • Tax Receipts

Business Owner

  • Valid company registration documents
  • Bank Statements (Minimum 6 months)
  • Income/ Financial Statement (Operating Account)
  • Tax Receipts

How to apply

Feel free to make an initial enquiry at any AYA branches via phone or in person. Then, visit nearest AYA branch to receive “In-principle Loan Approval” which contains the eligible HP loan amount.

Find more about AYA Home Loan at

Quick look

Staying at your own house is the real comfort for your family. Our home loan solution is here to provide you that comfort. With choice of affordable repayment options of your needs, take control of your future. The future is yours now.

Features

Types of property Apartment, Condominium, Landed Property
Interest Rate 13% per annum
Loan Tenor Maximum 15 years
Application Fee MMK 100,000
Service Charges 2% of loan amount
Early Repayment Fees 3% in the first three years
Property purchase value Minimum MMK 20,000,000

Eligibility

You Must be a Myanmar Citizen

You must have regular monthly income

You must be minimum 20 years of age

The maximum age of applicant shall not
exceed 55

Note: Joint applicant is allowed (only for immediate family members) for customers with age over 50 and low income.
Documents which reveal accurate information of above are required to provide at the point of application such as NRC, Household Member List, Income Statement or Salary slip.

Check your loan eligibility now!

To know your estimated loan eligibility amount, calculate at AYA Home Loan Calculator

Required Documents

Basic Personal Information

  • NRIC
  • Household list
  • Original testimonial letter from Ward Administration Office
  • Applicant passport photo

Income Documents

Salaried Employee

  • Salary Slip (minimum 3 months)
  • Employment Confirmation Letter
  • Bank Statement (minimum 6 months) (Optional)
  • Professional License (such as Doctor License, Seaman’s CDC)

Self Employed

SME Business Owner

  • Valid Business License
  • Business or Company Registration Documents
  • Proof of regular income
  • Bank Statements (Minimum 6 months)
  • Income/ Financial Statement (Operating Account)
  • Tax Receipts

Business Owner

  • Valid company registration documents
  • Bank Statements (Minimum 6 months)
  • Income/ Financial Statement (Operating Account)
  • Tax Receipts

How to Apply

Feel free to make an initial enquiry at any AYA branches via phone or in person. Then, visit nearest AYA branch to receive “In-principle Loan Approval” which contains the eligible HP loan amount.

Find more about AYA Home Loan at