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Medical and Hospital
Ambulance Services
Hospitalization Cost - Inpatient/ daycare admission to hospitals, Accommodation, Medical treatment & services Intensive care, Daycare services
Chronic Conditions - First onset and Ongoing management
Maternity Care - Pre-natal examinations, Costs of normal childbirth/ C-section, Post-natal examinations (Waiting period applies)
Thailand Zone - Hospitalization costs in Thailand zone only and Transportation costs for treatment not available in Myanmar
Outpatient
Physician Fees and Specialist Fees
Prescription drugs/ dressings
Diagnosis tests - Medical scanning, Imagery services
Optical Care - One annual vision test, One pair of prescription lenses and frame, Glaucoma test for participants over 45 years
Vaccinations - Seasonal Flu Vaccinations (Additional cover available in Cafeteria Plan)
Dental Care
Dental Treatment
Dental Surgery recommended by dental practitioner
Personal Accident
Accidental Death
Loss of Sight/ Limb
Permanent Total Disablement
Eligibility
Any individuals, or Corporate Employees, between 15 days to 70 years of age.
A parent or guardian is required if to be insured is between 15 days to 18 years of age.
Of the following 4 types of AYA Health Standard Plans, you can choose the insurance best suited to your needs.
We also provide corporate customers with versatile health insurance solutions as Cafeteria Plan, meticulously customized to align perfectly with your unique needs.
Table of Benefits (in MMK) | AYA HEALTH | |||
PLUS | PRO | PRESTIGE | PRIME | |
Maximum Benefit PRIME Plan only : Additional Limit of up to 44,000,000 MMK, applies to Thailand Zone |
11,000,000 | 11,000,000 | 11,000,000 | 11,000,000 |
Medical and Hospital Benefits | Benefits up to | Benefits up to | Benefits up to | Benefits up to |
Ambulance Services | 165,000 | 165,000 | 165,000 | 165,000 |
Hospitalization Costs
|
Full Refund | Full Refund | Full Refund | Full Refund |
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Chronic Conditions | ||||
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Maternity Cover (10 Months Waiting Period)
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Nil | Nil | Nil | 1,100,000 |
Thailand Zone | ||||
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Nil | Nil | Nil | 44,000,000 |
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Outpatient Benefits | Benefits up to | Benefits up to | Benefits up to | Benefits up to |
Physicians fees, Prescription Drugs and Dressings Specialist and Consultant Fees Diagnostic tests, medical scanning and imagery services |
220,000 | 440,000 | 660,000 | 660,000 |
Optical Care
|
Nil | Nil | Nil | 220,000 |
Dental Care Benefits | Benefits up to | Benefits up to | Benefits up to | Benefits up to |
Dental Treatment Dental Surgery |
Nil | Nil | Nil | 220,000 |
Personal Accident Benefits | Benefits up to | Benefits up to | Benefits up to | Benefits up to |
Accidental Death Loss of Sight or Loss of Limb Permanent Total Disablement |
11,000,000 | 11,000,000 | 11,000,000 | 11,000,000 |
Health Bonus
Up to 10% of renewal premium from the first renewal year onward if no claim is made in the previous year
Renewal Period | First Year | Second Year Onward |
Health Bonus % | 10% | 5% |
Cashless Claim
Provides convenience and peace of mind for patients and their families without the worry for cash or hassle of carrying cash
24 Hours Service
Providing 24/7 seamless after sales service to ensure customer experience is prioritized
Policy Term
Maximum one year policy term (renewable on a yearly basis)
Policy Limit
Limit ranging from MMK 11,000,000 to MMK 176,000,000
*based on Plan details
Premium Rating
Vary depend on age, the plan chosen, etc.
Premium Frequency
Annual Payment
*Installment payment (Quarterly, biannually) is also accepted for corporate customers
Disclaimers
This Health Insurance is underwritten by AYA SOMPO Insurance Company Ltd and distributed by AYA Bank PCL. It is not an obligation of, deposit in or guaranteed by AYA Bank. AYA SOMPO Insurance Company Ltd reserves the right of final approval. Full details of the terms, conditions and exclusions of the insurance are provided in the policy wordings and will be sent to you upon acceptance of your application by AYA SOMPO Insurance Company Ltd.
This webpage contains only general information and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. It is not intended as an offer or recommendation to buy the product. A copy of the product summary can be obtained from AYA Bank branches. The contract of insurance is between the insurer and the insured and not between the Bank and the insured. Bank does not give any warranty, as to the accuracy and completeness of the policies. Bank does not accept any liability or losses attributable to your contract of Insurance. Participation by the Bank’s customers in the insurance products is purely on a voluntary basis and is not linked to availment of any other facility from the bank.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by Myanmar Insurance Association. For detail information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please visit any of AYA Bank branches.
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