Over a decade, AYA Bank has built significant strides in fulfilling its mandate. The Bank witnessed a number of milestones in the country along with the effective growth and long-term value creation.

Take a journey through our story

  • 2024

    7 March

    Achieved PCI DSS Certification v3.2.1 to comply with world security standards

    29 March

    Received the regional level of GEARS (Gender Equality Assessment, Results and Strategies) certificate for workplace gender equality

    9 April

    Signed merchant service agreement with GRAB Myanmar to enhance digital payment landscape

  • 2023

    2 February

    Signed MOU between AYA Bank and UMFCCI on development of MSMEs

    11 May

    Launched ‘AYA Green Financing’ for Electric Vehicles to enable accessible and eco-friendly mobility options for the community.

    20 May

    Signed a strategic partnership between AYA Bank and MYANWEN, the Myanmar Women Entrepreneurs Network, to empower SMEs across Myanmar

    9 June

    Partnership with ‘Ria’, the renowned money transfer service, to offer seamless and secure international remittance services.

    3 Nov

    Released AYA Pay n3x version with newly added features: Light Mode and Dark Mode, Group Deals, Food Pre-order System, AIA Lead Gen.

  • 2022

    March

    Reached ONE MILLION customers for AYA Pay digital wallet solution

    March

    First Bank in Myanmar to launch the international remittance saving account “Ngwe Toe Mae-Shwe O”

    October – November

    Organized ‘AYA Banker Quiz’ learning and competition program for staff from all levels of the bank to build up internal relations and improve industrial knowledge

    December

    Conducted ‘AYA Express Zay’ event to offer visitors one-stop digital banking services

    December

    Incorporated as Public Company Limited (PCL) to create long-term growth

  • 2021

    23 March

    Received ‘Best Bank for CSR’ award from Asiamoney

    20 July

    Upgraded to Core Banking System Essence 7

  • 2020

    10 August

    Received 'Myanmar Highest Tax Payer Award' for including in top 10 large tax payers for the tax assessment year 2018-2019

    11 August

    Opened 265th branch in Kachin State

    September

    Established quarantine camps and an emergency temporary hospital to treat patients of COVID-19, in collaboration with the Ayeyarwady Foundation

  • 2019

    24 January

    Received 'Myanmar Highest Tax Payer Award' for including in top 10 large tax payers for the tax assessment year 2017-2018

    January

    Launched new deposit product; ‘AYA Su-Buu’ designed for payroll customers

    March

    Received ‘Best Bank for CSR’ award from Asiamoney

    March

    Received ‘Best Bank for SMEs’ award from Asiamoney

    May

    Launched new deposit product; ‘Business Account Call Deposit’ designed for large corporates

    16 May

    Received globally recognized EDGE certificate for ‘Gender Equality’ in working environment

    October

    Upgraded to ‘AYA Mobile Banking 2.0’ for banking customers to use the bank services on a day-to-day basis

    November

    Introduced ‘DBS to AYA Remit (Inward)’, a convenient way to send money

    December

    Launched digital wallet solution, ‘AYA Pay’ for convenient payments and transfers

  • 2018

    March

    Launched ‘Home Loan’ that customers can afford to own your desired apartment or condominium or landed house.

    March

    Used CBM Net’s Customer Credit Transfer(CCT) function, an upgraded payment system for easy and fast transfer

    March

    Received ‘Best Domestic Bank’ award from Asiamoney

    May

    Received 'Myanmar Highest Tax Payer Award' for including in top 20 large tax payers for the tax assessment year 2016-2017

    August

    Launched ‘MFI Lending’ to provide microfinance to clients

    November

    Launched ‘Agriculture Loan’ to finance SMEs in the agriculture sector

  • 2017

    31 January

    Received 'Myanmar Highest Tax Payer Award' for including in top 20 large tax payers for the tax assessment year 2015-2016

    2 June

    Partnered with Misys for the Bank’s transformation program to digitalize operations and improve overall efficiency

    14 November

    Introduced First Corporate Credit Card in Myanmar ‘AYA Universal Corporate MPU-JCB Co-Branded Card’

    25 November

    Launched ‘Automobile Hire Purchase Loan’ to introduce customers with the easiest and convenient financial plan to purchase vehicles

  • 2016

    March

    Received 'Myanmar Highest Tax Payer Award' for including in top 10 large tax payers for the tax assessment year 2014-2015

    1 April

    First institution in Myanmar to adopt full compliance with International Financial Reporting Standards (IFRS)

    28 July

    Launched MPU-UPI Co-Brand Prepaid Card

    16 August

    Launched AYA-JCB-MPU Co-Brand Prepaid Card

    17 September

    Launched JICA Two Step Loan for SMEs

    October

    • Obtained ‘Best Private Bank, Myanmar’ 2016 from World Finance
    • Obtained ‘Best Banking Group, Myanmar’ 2016 from World Finance
    • Obtained ‘Most Sustainable Bank, Myanmar’ 2016 from World Finance

    November

    Launched Education Loan for students attending at private institutions

    31 December

    Opened AYA 200th Branch at River View Building, Yangon

  • 2015

    January

    Set up Data Center which incorporates cutting-edge information technology infrastructure and networking equipment

    April

    Received 'Myanmar Highest Tax Payer Award' for including in top 10 large tax payers for the tax assessment year 2013-2014

    16 January

    Launched m-Banking to access financial services 24/7 from customers’ mobile device

    26 May

    Launched AYA Royal Banking to provide exclusive financial solutions for premium customers

    2 July

    Collaborated with OCBC Bank for international transfer

    15 July

    Launched ‘Bill Payment Service’ in collaboration with Yangon City Development Committee (YCDC)

    September

    • Obtained ‘Best Private Bank, Myanmar’ 2015 by World Finance
    • Obtained ‘Best Banking Group, Myanmar’ 2015 by World Finance
    • Obtained ‘Most Sustainable Bank, Myanmar’ 2015 by World Finance

    31 December

    Launched AYA Credit Card to provide customers a convenient way of borrowing money

  • 2014

    31 March

    Launched AYA World Travel Card (Prepaid Card)

    21 May

    Reached AYA total deposit ONE TRILLION

    17 June

    Obtained approval for AYA i-Banking Service from the Central Bank of Myanmar

    27 June

    Launched AYA i-Banking Service

    July

    • Received ‘Banker of the Year 2014’ from the Myanmar Times
    • Received ‘Global Banking & Finance Review Award 2014’ for Fastest Growing Retail Bank in Myanmar, 2014
    • Received ‘Global Banking & Finance Review Award 2014’ for Most Innovative Banking Services (AYA i-Banking) Myanmar, 2014

    September

    • Received ‘Best Private Bank Myanmar’ award from World Finance
    • Received ‘Best Retail Bank Myanmar’ award from World Finance
    • Set up administrative head office at ROWE building

    31 December

    Opened AYA 100th Branch in Yangon Division

  • 2013

    23 February

    Launched AYA Q-Remit Money Transfer Service

    4 June

    Signed with Western Union Financial Services Inc. for Money Transfer Service

    11 June

    Obtained Principal License from VISA Payment Network

    1 July

    Obtained Principal License from MasterCard Payment Network

    September

    Received ‘Best Private Bank Myanmar’ award from World Finance

  • 2012

    2 February

    Launched Maybank Money Express Service

    9 July

    Obtained approval for Foreign Currency Account, SWIFT Telegraphic Transfer and Letter of Credit (LC) from the Central Bank of Myanmar

    17 August

    Became member of United Nations Global Compact (UNGC) with commitments in areas of human rights, labour, environment and anti-corruption

    14 September

    Became member of Myanmar Payment Union (MPU)

  • 2011

    24 October

    Obtained Money Changer License from the Central Bank of Myanmar

    8 November

    The first Bank to implement a Centralized Core Banking System

    21 November

    Launched ATM operations

    25 November

    Obtained Authorised Dealer License from the Central Bank of Myanmar

    23 December

    Obtained Money Transfer Service License from the Central Bank of Myanmar

  • 2010

    2 July

    Obtained Banking License from the Central Bank of Myanmar

    14 July

    Registered as a Private Company Limited by Shares

    11 August

    Established AYA Bank Ltd. and opened its first branch in Nay Pyi Taw

  • 2024

    7 March

    Achieved PCI DSS Certification v3.2.1 to comply with world security standards

    29 March

    Received the regional level of GEARS (Gender Equality Assessment, Results and Strategies) certificate for workplace gender equality

    9 April

    Signed merchant service agreement with GRAB Myanmar to enhance digital payment landscape

  • 2023

    2 February

    Signed MOU between AYA Bank and UMFCCI on development of MSMEs

    11 May

    Launched ‘AYA Green Financing’ for Electric Vehicles to enable accessible and eco-friendly mobility options for the community.

    20 May

    Signed a strategic partnership between AYA Bank and MYANWEN, the Myanmar Women Entrepreneurs Network, to empower SMEs across Myanmar

    9 June

    Partnership with ‘Ria’, the renowned money transfer service, to offer seamless and secure international remittance services.

    3 Nov

    Released AYA Pay n3x version with newly added features: Light Mode and Dark Mode, Group Deals, Food Pre-order System, AIA Lead Gen.

  • 2022

    March

    Reached ONE MILLION customers for AYA Pay digital wallet solution

    March

    First Bank in Myanmar to launch the international remittance saving account “Ngwe Toe Mae-Shwe O”

    October – November

    Organized ‘AYA Banker Quiz’ learning and competition program for staff from all levels of the bank to build up internal relations and improve industrial knowledge

    December

    Conducted ‘AYA Express Zay’ event to offer visitors one-stop digital banking services

    December

    Incorporated as Public Company Limited (PCL) to create long-term growth

  • 2021

    23 March

    Received ‘Best Bank for CSR’ award from Asiamoney

    20 July

    Upgraded to Core Banking System Essence 7

  • 2020

    10 August

    Received 'Myanmar Highest Tax Payer Award' for including in top 10 large tax payers for the tax assessment year 2018-2019

    11 August

    Opened 265th branch in Kachin State

    September

    Established quarantine camps and an emergency temporary hospital to treat patients of COVID-19, in collaboration with the Ayeyarwady Foundation

  • 2019

    24 January

    Received 'Myanmar Highest Tax Payer Award' for including in top 10 large tax payers for the tax assessment year 2017-2018

    January

    Launched new deposit product; ‘AYA Su-Buu’ designed for payroll customers

    March

    Received ‘Best Bank for CSR’ award from Asiamoney

    March

    Received ‘Best Bank for SMEs’ award from Asiamoney

    May

    Launched new deposit product; ‘Business Account Call Deposit’ designed for large corporates

    16 May

    Received globally recognized EDGE certificate for ‘Gender Equality’ in working environment

    October

    Upgraded to ‘AYA Mobile Banking 2.0’ for banking customers to use the bank services on a day-to-day basis

    November

    Introduced ‘DBS to AYA Remit (Inward)’, a convenient way to send money

    December

    Launched digital wallet solution, ‘AYA Pay’ for convenient payments and transfers

  • 2018

    March

    Launched ‘Home Loan’ that customers can afford to own your desired apartment or condominium or landed house.

    March

    Used CBM Net’s Customer Credit Transfer(CCT) function, an upgraded payment system for easy and fast transfer

    March

    Received ‘Best Domestic Bank’ award from Asiamoney

    May

    Received 'Myanmar Highest Tax Payer Award' for including in top 20 large tax payers for the tax assessment year 2016-2017

    August

    Launched ‘MFI Lending’ to provide microfinance to clients

    November

    Launched ‘Agriculture Loan’ to finance SMEs in the agriculture sector

  • 2017

    31 January

    Received 'Myanmar Highest Tax Payer Award' for including in top 20 large tax payers for the tax assessment year 2015-2016

    2 June

    Partnered with Misys for the Bank’s transformation program to digitalize operations and improve overall efficiency

    14 November

    Introduced First Corporate Credit Card in Myanmar ‘AYA Universal Corporate MPU-JCB Co-Branded Card’

    25 November

    Launched ‘Automobile Hire Purchase Loan’ to introduce customers with the easiest and convenient financial plan to purchase vehicles

  • 2016

    March

    Received 'Myanmar Highest Tax Payer Award' for including in top 10 large tax payers for the tax assessment year 2014-2015

    1 April

    First institution in Myanmar to adopt full compliance with International Financial Reporting Standards (IFRS)

    28 July

    Launched MPU-UPI Co-Brand Prepaid Card

    16 August

    Launched AYA-JCB-MPU Co-Brand Prepaid Card

    17 September

    Launched JICA Two Step Loan for SMEs

    October

    • Obtained ‘Best Private Bank, Myanmar’ 2016 from World Finance
    • Obtained ‘Best Banking Group, Myanmar’ 2016 from World Finance
    • Obtained ‘Most Sustainable Bank, Myanmar’ 2016 from World Finance

    November

    Launched Education Loan for students attending at private institutions

    31 December

    Opened AYA 200th Branch at River View Building, Yangon

  • 2015

    January

    Set up Data Center which incorporates cutting-edge information technology infrastructure and networking equipment

    April

    Received 'Myanmar Highest Tax Payer Award' for including in top 10 large tax payers for the tax assessment year 2013-2014

    16 January

    Launched m-Banking to access financial services 24/7 from customers’ mobile device

    26 May

    Launched AYA Royal Banking to provide exclusive financial solutions for premium customers

    2 July

    Collaborated with OCBC Bank for international transfer

    15 July

    Launched ‘Bill Payment Service’ in collaboration with Yangon City Development Committee (YCDC)

    September

    • Obtained ‘Best Private Bank, Myanmar’ 2015 by World Finance
    • Obtained ‘Best Banking Group, Myanmar’ 2015 by World Finance
    • Obtained ‘Most Sustainable Bank, Myanmar’ 2015 by World Finance

    31 December

    Launched AYA Credit Card to provide customers a convenient way of borrowing money

  • 2014

    31 March

    Launched AYA World Travel Card (Prepaid Card)

    21 May

    Reached AYA total deposit ONE TRILLION

    17 June

    Obtained approval for AYA i-Banking Service from the Central Bank of Myanmar

    27 June

    Launched AYA i-Banking Service

    July

    • Received ‘Banker of the Year 2014’ from the Myanmar Times
    • Received ‘Global Banking & Finance Review Award 2014’ for Fastest Growing Retail Bank in Myanmar, 2014
    • Received ‘Global Banking & Finance Review Award 2014’ for Most Innovative Banking Services (AYA i-Banking) Myanmar, 2014

    September

    • Received ‘Best Private Bank Myanmar’ award from World Finance
    • Received ‘Best Retail Bank Myanmar’ award from World Finance
    • Set up administrative head office at ROWE building

    31 December

    Opened AYA 100th Branch in Yangon Division

  • 2013

    23 February

    Launched AYA Q-Remit Money Transfer Service

    4 June

    Signed with Western Union Financial Services Inc. for Money Transfer Service

    11 June

    Obtained Principal License from VISA Payment Network

    1 July

    Obtained Principal License from MasterCard Payment Network

    September

    Received ‘Best Private Bank Myanmar’ award from World Finance

  • 2012

    2 February

    Launched Maybank Money Express Service

    9 July

    Obtained approval for Foreign Currency Account, SWIFT Telegraphic Transfer and Letter of Credit (LC) from the Central Bank of Myanmar

    17 August

    Became member of United Nations Global Compact (UNGC) with commitments in areas of human rights, labour, environment and anti-corruption

    14 September

    Became member of Myanmar Payment Union (MPU)

  • 2011

    24 October

    Obtained Money Changer License from the Central Bank of Myanmar

    8 November

    The first Bank to implement a Centralized Core Banking System

    21 November

    Launched ATM operations

    25 November

    Obtained Authorised Dealer License from the Central Bank of Myanmar

    23 December

    Obtained Money Transfer Service License from the Central Bank of Myanmar

  • 2010

    2 July

    Obtained Banking License from the Central Bank of Myanmar

    14 July

    Registered as a Private Company Limited by Shares

    11 August

    Established AYA Bank Ltd. and opened its first branch in Nay Pyi Taw