Explore Our ATM Services!

AYA Bank ATM Services are available at your reach to access your banking needs without visiting Bank branches and to carry out specified financial transactions including cash withdrawal.

Available ATM Card Services

Cash Withdrawal (MMK)

Quick Cash Withdrawal

Cardless Withdrawal

PIN Change

Balance Enquiry at ATM

Funds Transfer

Service Overview

AYA Account

AYA Universal Debit Card

Cash Withdrawal(MMK)

Free


Funds transfer

300 MMK for every successful transaction.


Balance enquiry

Free


Fast Cash Withdrawal

Free


Password Change

Free


AYA Account

AYA Credit Card

Cash Withdrawal(MMK)

6% on Total Withdrawal Amount.


Fast Cash Withdrawal

6% on Total Withdrawal Amount.


Balance enquiry

Free


Password change

Free


AYA Account

AYA Visa Prepaid Card

Balance enquiry

Free


Password change

Free


AYA m-banking

Cardless Withdrawal

Free


AYA Pay

Cardless Withdrawal

Free

MPU (Other Bank) Account

MPU (Local Other Bank)

Cash Withdrawal(MMK)

0.8% on Total Withdrawal Amount.


Fast Cash Withdrawal

0.8% on Total Withdrawal Amount.


Balance enquiry

Free


International Account

International (Off-Us Transaction)

Cash Withdrawal(MMK)

6,500 MMK for every successful transaction(Visa, Master).
5,000 MMK for every successful transaction(JCB, UPI).


Fast Cash Withdrawal

6,500 MMK for every successful transaction(Visa, Master).
5,000 MMK for every successful transaction(JCB, UPI).


Balance enquiry

Free


AYA Account

AYA Universal Debit Card

Cash Withdrawal(MMK)

Free


Funds transfer

300 MMK for every successful transaction.


Cardless Withdrawal

Free


Balance enquiry

Free


Fast Cash Withdrawal

Free


Password Change

Free


AYA Account

AYA Credit Card

Cash Withdrawal(MMK)

6% on Total Withdrawal Amount.


Fast Cash Withdrawal

6% on Total Withdrawal Amount.


Balance enquiry

Free


Password change

Free


AYA Account

AYA Visa Prepaid Card

Balance enquiry

Free


Password change

Free


AYA m-banking

Cardless Withdrawal

Free


AYA Pay

Cardless Withdrawal

Free

MPU (Other Bank) Account

MPU (Local Other Bank)

Cash Withdrawal(MMK)

0.8% on Total Withdrawal Amount.


Fast Cash Withdrawal

0.8% on Total Withdrawal Amount.


Balance enquiry

Free


International Account

International (Off-Us Transaction)

Cash Withdrawal(MMK)

6,500 MMK for every successful transaction(Visa, Master).
5,000 MMK for every successful transaction(JCB, UPI).


Fast Cash Withdrawal

6,500 MMK for every successful transaction(Visa, Master).
5,000 MMK for every successful transaction(JCB, UPI).


Balance enquiry

Free


Security Tips You Need to Know for Using ATM

Despite ATMs offer a simple, easy and convenient way to access your savings, we would like to recommend our customers to follow safety measures to protect from financial crime exposure. It is essential to practice safety tips while using an ATM.

  • You should ensure security of your ATM card and Personal Identity Number (“PIN”). Swindlers who have stolen or duplicated your ATM card may impersonate a bank staff to obtain your PIN. Please note that AYA staff will NOT ask customers for their PINs for any purpose.

  • Do not set your PIN with easily accessible personal information which is your NRC number, date of birth, etc. Do not write down your PIN without disguising it and use for other services on internet.

  • Our ATMs are equipped with built-in security cameras for tracing if needed and PIN-pad covers which will reduce external visibility around a PIN-pad when in use. Our ATM Cards employ chip security as an extra layer of card protection.

  • Have your ATM card in your hand ready when you approach the machine.

  • Before you approach an ATM, scan the area for any suspicious activity.

  • Always be aware of surrounding before proceed with a transaction. Cover the PIN-Pad when entering your PIN number.

  • It is advisable to take your receipt after using an ATM service as it may contain information that could lead criminals to steal your account or identity.

  • If your card is lost, stolen or retained by AYA ATM, or in case of any suspicious transactions or situations, call our Customer Service Hotline on 01 231 7777 immediately.

You can find ATM Locations at