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August 11, 2026 marks 16 years of AYA Bank’s journey, a journey built on trust, strengthened by partnerships, and driven by our commitment to serving our customers better. In commemorating our 16 th Anniversary, we hosted the townhall, bringing together colleagues across the bank to honor our shared history and future vision!
Sixteen years is full of milestones, shared challenges, and unforgettable moments. Through every situation over these 16 years of banking excellence, we have continuously learned, adapted, and resolved challenges together strengthening our resilience, institution, and trust every step of the way.
Our program featured a special 16 th Anniversary Poem display, inspirational remarks from our Founder Chairman, U Zaw Zaw, Vice Chairman, U Than Zaw, and CEO, Daw Jasmine Thazin Aung and a dedicated "Back to Sweet 16 Memories" panel session where colleagues reflected on their personal journeys at the bank. We rounded out the celebration with our "Our Journey, Our Trust" video campaign showcase and an awards segment honoring our standout teams.
In his remarks, Founder Chairman eloquently expressed, “With the unwavering trust of the people of Myanmar, AYA Bank is committed to putting the funds entrusted to us to meaningful use, contributing to the nation’s economic development in every way we can. Much like the Ayeyarwady River, a lifeline that flows steadily through the heart of the country and sustains the communities along its banks, AYA Bank strives to be a trusted and enduring partner to the nation and its people. Beyond delivering reliable and quality financial services that respond to the evolving needs of individuals, businesses, and communities, AYA Bank is also dedicated to creating meaningful employment opportunities for the people of Myanmar, continue to strengthen livelihoods, support communities, and contribute to a more prosperous and sustainable future for the country.”
With heartfelt warmth and profound appreciation, we are delighted to present the commemorative message penned by Executive Chairman Daw Khin Saw Oo in honour of AYA Bank’s 16 th Anniversary.
“Happy 16th anniversary to our AYA Bank!
Reaching sixteen year is a big milestone. It shows strong trust from customers and hard work by the team.
Congratulations to you all - BOD, Senior Management and the employees - for your dedication, passion, hard work, loyalty and successes throughout these 16 years. My heartfelt wishes to our AYA Bank all the best and further great success in the years ahead.”
To every team member across the country, thank you for being an integral part of AYA Bank’s journey. Your dedication, commitment, and collective efforts continue to shape our story and drive us forward. Together, we are building a stronger future for AYA Bank and the communities we serve.
In commemorating the 16th Anniversary, AYA Bank celebrated this significant milestone with a series of meaningful activities that reflected its enduring commitment to gratitude, compassion, and community well-being.
On the morning of Tuesday, 11 August 2026, a commemorative religious ceremony was held at AYA Bank’s Head Office, ROWE. Senior Management members, Department Heads, and employees from various departments, led by Founder Chairman U Zaw Zaw, paid homage and listened to the Dhamma teachings delivered by venerable monks led by Venerable Ashin Bhaddanta Jāgara of Myathaintan Monastery. As part of the ceremony, AYA Bank offered Waso robes, religious offerings, and a donation of cash in Nawa Kamma contributions to the Sangha.
Giving Back to the Community
On the day, AYA Bank also extended its support to communities and organizations in need through charitable donations across various regions, coordinated by the Head Office and Divisions.
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- The Head Office organized a cash donation to Kamaswe Monastic Education School in Kamakhlok Village, Kyauktan Township, as well as a cash donation and a one-day nutritional support programme at Yankin Children Hospital through the AYA Foundation.
- Division 1 made cash donations to Wijayadayi Nuns’ Education Centre in Ywar Thar Gyi and Say-Sar-Yi Retirement Home.
- Division 2 made a cash donation to Shwe Gone Daing Child Care Centre under the Department of Social Welfare.
- Division 3 provided medical funds to Panchanikaya Monastery and Masoyein Monastery, as well as lunch and nutritional support to Say-Sar-Yeik Aged Home.
- Division 4 made a donation to Maha Parahita Youth Development Garden (Sama Taung).
- Division 5 contributed cash as medical funds to Youth Development Charity Home (Thukha Yat Mon, Mandalay) and Yadanar Aung Myin Orphanage and Child Care Centre.
- Division 6 supported the Ayeyarwady Regional Association of Persons with Disabilities.
- Division 7 made donations to Thaw Ka Myaung Monastery and Myo Set Thit Youth Charity Home in Taung Sun, Bilin Township.
Through these initiatives, AYA Bank contributed a total of MMK 50 million to various charitable, educational, healthcare, and social welfare causes, reaffirming its commitment to creating a positive and lasting impact on communities across Myanmar.
Celebrating with Customers
The spirit of AYA Bank’s 16th Anniversary extended beyond charitable activities. Branches across the country also joined in the celebration by warmly welcoming customers who visited the Bank on the anniversary day and offering them refreshments and food as a gesture of appreciation.
These anniversary activities represent more than a celebration of sixteen years of banking excellence. They reflect AYA Bank’s longstanding values of gratitude, generosity, and shared responsibility, which are values that continue to guide the Bank as it grows together with its customers, employees, and communities.
As AYA Bank marks sixteen remarkable years, the Bank remains grateful for the trust and support it has received throughout its journey and looks forward to continuing to serve and grow alongside the people and communities of Myanmar.
Supporting the growth and long-term success of MSMEs, AYA Bank and AYA SOMPO Insurance have taken a significant step forward through a strategic partnership.
As members of AYA Financial Group (AFG), AYA SOMPO Insurance and AYA Bank successfully held the Partnership Signing Ceremony to introduce Credit Guarantee Insurance (CGI), an innovative insurance solution designed to strengthen access to financing for MSMEs in Myanmar. Credit Guarantee Insurance (CGI) helps reduce credit risks, enabling banks and financial institutions to extend financing with greater confidence while improving access to funding for MSME businesses to grow and expand.
Through this collaboration, AYA Bank and AYA SOMPO Insurance are committed to fostering a stronger MSME ecosystem, supporting sustainable business growth, and contributing to Myanmar's long-term economic development.
At AYA Bank, we remain committed to empowering MSMEs through innovative financial solutions and strategic partnerships that enable businesses to grow with confidence.
AYA Bank Proudly Supports Entrepreneurship and MSME Growth through the SCORE Entrepreneurship Support Programme. With the aim of empowering young entrepreneurs and fostering the growth of new startups across the region, the Business Plan Competition and Networking Event under the Entrepreneurship Support Programme (ESP) of the SCORE Project was successfully held on 25 July 2026 at Swen Hotel, Pathein, Ayeyarwady Region.
The SCORE Project is jointly implemented by HELVETAS Myanmar and sequa, with funding support from the European Union (EU). AYA Bank was honored to participate in this meaningful event, reaffirming our commitment to supporting entrepreneurship and sustainable business development.
As part of the programme, AYA Bank shared valuable Financial Literacy knowledge with aspiring entrepreneurs, startup founders, and MSME business owners. The session focused on strengthening financial management capabilities and equipping participants with practical knowledge to build sustainable businesses and achieve sustainable growth.
In addition, our team introduced the Bank's MSME/SME financing solutions, providing detailed guidance on loan eligibility requirements, application procedures, and key considerations to help businesses access the capital they need to expand and succeed.
At AYA Bank, we remain committed to supporting entrepreneurs and MSME/SME businesses across Myanmar by enhancing financial inclusion, promoting financial literacy, and providing accessible financial solutions that contribute to long-term business growth and economic development.
On 7th July 2026, AYA Bank and PRO 1 Global Company Limited officially signed an Agent Banking Partnership Memorandum of Understanding (MoU) at Pathein Hall, AYA Bank Head Office in Yangon.
The milestone ceremony commenced with opening remarks by Daw Jasmine Thazin Aung, Chief Executive Officer of AYA Bank, followed by an appreciation speech from Mr. Teerapong Thongmuean, Chief Financial Officer of PRO 1 Global Company Limited. U Nay Lin Htut, Chief Business Officer of AYA Bank, then presented the strategic vision and core objectives of the partnership, highlighting its pivotal role in expanding customer access to financial services through a stronger nationwide service network.
Through this strategic collaboration, AYA Bank customers can conveniently access essential banking services at participating PRO 1 Home Center branches (Sattsan, East Dagon and Thawmawadi). At the same time, PRO 1 customers will enjoy a seamless one-stop experience where they can manage both their banking and shopping needs in a single visit, saving time and improving convenience.
AYA Agent Banking brings essential financial services directly into local communities. Instead of visiting a traditional bank branch, customers can securely perform everyday banking transactions, including cash deposits, cash withdrawals, fund transfers, and other banking services quickly and conveniently through authorized AYA Agent locations.
Together, AYA Bank and PRO 1 Global are committed to advancing financial inclusion, expanding access to banking services, and delivering greater convenience through a trusted network that brings banking closer to the communities we serve.
လက်ရှိ အခြေအနေများအရ ပြည်ပမှ ဆီပိုမိုတင်သွင်းနိုင်ရေးအတွက် မြန်မာနိုင်ငံတော်ဗဟိုဘဏ် အနေဖြင့် စျေးကွက်လိုအပ်ချက်အပေါ် အပြည့်အဝပံ့ပိုးပေးနိုင်ရန် (၂၃-၃-၂၀၂၆) ရက်နေ့တွင် စက်သုံးဆီတင်သွင်းသည့် ကုမ္ပဏီများအား အမေရိကန်ဒေါ်လာ ၄၅ သန်းကို သက်ဆိုင်ရာ ဘဏ်များမှတစ်ဆင့် ရောင်းချပေးခဲ့ပါသည်။
မြန်မာနိုင်ငံတော်ဗဟိုဘဏ်မှ စျေးကွက်လိုအပ်ချက်အရ FX Trading Platform တွင် သွင်းကုန်လုပ်ငန်းရှင်များအတွက် ထိုင်းဘတ် သန်း ၅၀ ကိုလည်းရောင်းချပေးမည် ဖြစ်ပါသည်။
Reference: Central Bank of Myanmar
AYA Bank remains firmly committed to fostering a workplace culture where diversity is respected, equity is upheld, inclusion is practiced, and every individual feels a true sense of belonging. In line with this commitment, we successfully conducted a Diversity, Equity, Inclusion, and Belonging (DEIB) Awareness Talk under the theme “One AYA, One Heart” (နှလုံးသားတူညီ ဧရာဝတီ). The event took place on 12th December 2025 at the Pathein Room, Rowe Head Office, bringing together employees from different departments. Colleagues from branches across the country also joined the session online, ensuring broad participation and reinforcing AYA Bank’s spirit of unity across locations.
The session commenced with an inspiring welcome address by Daw Khin Ma Ma, Vice Chairperson of AYA Bank, who emphasized the importance of cultivating a workplace where every voice is valued and every individual is empowered to contribute meaningfully. Her remarks set the tone for an open and reflective discussion on DEIB as a shared responsibility across the organization.
The panel discussion was skillfully moderated by U Htun Htun Lin, General Manager of AYA Bank, and featured distinguished panelists: Daw Kyawt Kay Thi Win, Country Director of BCGE; Daw Jasmine Thazin Aung, Chief Executive Officer of AYA Bank; U Minn Wint Oo, Chief Operating Officer of AYA Bank; and Daw Lwin Lwin Aung, Chief Financial Officer of AYA Bank. The panelists shared thoughtful insights, leadership perspectives, and practical experiences, highlighting how DEIB principles are integral to organizational growth and sustainability.
Through meaningful dialogue and shared reflections, the discussion reinforced that Diversity, Equity, Inclusion, and Belonging are not merely abstract values, but a collective commitment that shapes AYA Bank’s culture, strengthens its people, and guides its future direction.
The “One AYA, One Heart” DEIB Awareness Talk served as a powerful reminder that when we embrace our differences and work together with mutual respect and understanding, we move forward as one united organization, that is stronger, more inclusive, and ready to grow together.
မြန်မာနိုင်ငံတော်ဗဟိုဘဏ်မှ မိုဘိုင်းငွေကြေးဝန်ဆောင်မှုလုပ်ငန်းများအသုံးပြု၍ လိမ်လည်မှုဖြစ်စဉ်များအား ကာကွယ်တားဆီးနိုင်ရေးအတွက် ၂၀၂၅ ခုနှစ်၊ ဒီဇင်ဘာလ ၁၇ ရက်နေ့တွင် အများပြည်သူသို့ အောက်ပါအတိုင်း အသိပေးကြေငြာခဲ့ပါသည်။
၁။ လူမှုကွန်ရက်ပေါ်တွင် ငွေစက္ကူအတုများအား သတင်းပေးတိုင်ကြားမှုအရ ဖမ်းဆီးရမိမှုများ အား မကြာခဏတွေ့ရှိရ၍ ပြည်သူများအနေဖြင့် စိုးရိမ်စိတ်များမဖြစ်ပေါ်စေရေးနှင့် အတုနှင့် အစစ် တို့၏ သိသာထင်ရှားစွာကွဲပြားခြားနားမှုမှာ အောက်ပါအတိုင်းဖြစ်ပါသည်-
(က) ယခုဖမ်းဆီးရမိသည့် ငွေစက္ကူအတုများသည် အရည်အသွေးကောင်းမွန်သော မိတ္တူ ကူးစက်များကိုအသုံးပြုကာ "A4" စာရွက်များဖြင့် မိတ္တူကူးထားသောကြောင့် အတု မှန်း လွယ်ကူစွာသိရှိနိုင်ပါသည်။
( ခ ) မြန်မာနိုင်ငံတော်ဗဟိုဘဏ်မှ ထုတ်ဝေသည့် ငွေစက္ကူများမှာ လုံခြုံမှုအဆင့်အတန်း မြင့်မားစွာပါရှိသောကြောင့် လွယ်ကူလျင်မြန်စွာ ခွဲခြားသိမြင်နိုင်ပါသည်။
( ဂ ) ငွေစက္ကူအစစ်နှင့်အတုတို့တွင် အလွယ်တကူမျက်မြင်သိရှိနိုင်သော အချက်များမှာ-
(၁) ငွေစက္ကူ၏ စက္ကူသားမှာ ကြမ်းရှရှရှိနေခြင်း၊
(ငွေစက္ကူအတုတွင် ပြောင်ချောနေပါသည်)
(၂) ငွေစက္ကူ၏ရှေ့မျက်နှာစာ လက်ဝဲဘက်ထောင့်ရှိ အညိုရောင်ကနုတ်ပန်းကို လက်ဖြင့်စမ်းသပ်ကြည့်ပါက ကြမ်းရှရှဖြစ်နေပြီး ဘေးတိုက်တိမ်းစောင်းကြည့်ခြင်း၊ အလင်းရောင်ဖြင့် ၄၅ ဒီဂရီတိမ်းစောင်း၍ကြည့်ပါက CBM စာသားကို ပေါ်လွင်ပြတ်သားစွာ တွေ့မြင်ရခြင်း၊
(ငွေစက္ကူအတုတွင် မတွေ့ရခြင်း)
(၃) ငွေစက္ကူမျက်နှာပြင်ပေါ်ရှိ ဒေါင်လိုက်ရိုက်နှိပ်ထားသော "တစ်သောင်းကျပ်" စာသားနှင့် တန်ဖိုး "၁၀၀၀၀" ဂဏန်းများကို လက်ဖြင့်ပွတ်ဆွဲကြည့်ပါက ကြမ်းရှရှရှိနေခြင်း၊
(ငွေစက္ကူအတုတွင် ပြောင်ချောနေပါသည်)
(၄) ငွေစက္ကူမျက်နှာစာဘက်ရှိ "မြန်မာနိုင်ငံတော်ဗဟိုဘဏ်" စာတမ်းကို လက်ဖြင့် ပွတ်ဆွဲကြည့်ပါက ကြမ်းရှရှရှိနေခြင်း၊
(ငွေစက္ကူအတုတွင် ပြောင်ချောနေပါသည်)
(၅) အလွယ်ကူဆုံးအချက်အနေဖြင့် လုံခြုံရေးကြိုးမှာ အထက်အောက် လှုပ်ရှား ကြည့်ပါက အရောင်ပြောင်းလဲခြင်း၊
(ငွေစက္ကူအတုတွင် အရောင်မပြောင်းပါ)
(၆) ငွေစက္ကူအစစ်တွင် လုံခြုံရေးကြိုးသည် ဒေါင်လိုက်တည့်မတ်စွာမြှုပ်ထားပြီး တစ်ပိုင်းပေါ် တစ်ပိုင်းမြှုပ်ဖြင့် ထည့်သွင်းထားခြင်းကြောင့် ပေါ်နေသောအစိတ် အပိုင်းများသည် စတုဂံကျကျသေသပ်စွာရှိမနေခြင်းနှင့် ငွေစက္ကူကိုအလင်း ရောင်တွင် ထောင်ကြည့်ပါက တဆက်စပ်တည်း မြင်ရခြင်း၊
(ငွေစက္ကူအတု၏ လုံခြုံရေးကြိုးမှာ အပေါ်မှသေသပ်စွာ ဒေါင်ကျကျကပ်ထား ခြင်းသာဖြစ်ပြီး အတွင်းမြှုပ်နှံထားခြင်းမရှိပါ)
၂။ မြန်မာနိုင်ငံတော်ဗဟိုဘဏ်ဥပဒေ ပုဒ်မ(၁၀၁)အရ တားမြစ်ထားသော ငွေစက္ကူအတုများ အား အတုမှန်းသိလျက်နှင့် သုံးစွဲခြင်းပြုလုပ်ပါက မည်သူမဆို ပုဒ်မ(၁၀၁)ပါ တားမြစ်ချက်ကို ဖောက်ဖျက်ကျူးလွန်ကြောင်း ပြစ်မှုထင်ရှားစီရင်ခြင်းခံရလျှင် ပုဒ်မ(၁၀၅)အရ ထိုသူကို ငွေဒဏ် ဖြစ်စေ၊ သုံးနှစ်ထက်မပိုသော ထောင်ဒဏ်ဖြစ်စေ၊ ဒဏ်နှစ်ရပ်လုံးဖြစ်စေ ချမှတ်ခံရနိုင်ပါသည်။
၃။ မြန်မာနိုင်ငံတော်ဗဟိုဘဏ်ဥပဒေ ပုဒ်မ(၁၀၂)အရ ငွေစက္ကူအတုပြုလုပ်ခြင်း၊ အတုကို ပြည်ပမှတင်သွင်းခြင်း (သို့မဟုတ်) ပြည်ပသို့တင်ပို့ခြင်းတို့ကိုကျူးလွန်ပါက မည်သူမဆို ပုဒ်မ(၁၀၂) ပါတားမြစ်ချက်ကို ဖောက်ဖျက်ကျူးလွန်ကြောင်း ပြစ်မှုထင်ရှားစီရင်ခြင်းခံရလျှင် ပုဒ်မ(၁၀၆)အရ ထိုသူကို အနည်းဆုံး ထောင်ဒဏ်(၁၀)နှစ်မှ အများဆုံးထောင်ဒဏ်နှစ်(၂၀) အထိ ချမှတ်ခံရနိုင်ပါသည်။ ထို့ပြင် ပြစ်မှုနှင့်သက်ဆိုင်သည့် သက်သေခံပစ္စည်းများကိုလည်း ပြည်ထောင်စုဘဏ္ဍာအဖြစ် သိမ်းဆည်းရမည် ဖြစ်သောကြောင့် ပြည်သူလူထုအနေဖြင့် ငွေစက္ကူအတုနှင့်ပတ်သက်၍ ဥပဒေနှင့် အညီ လိုက်နာကျင့်သုံးသွားပါရန်နှင့် တာဝန်ရှိသူအသီးသီးမှလည်း တရားဥပဒေစိုးမိုးရေးအဖွဲ့ အစည်းများနှင့်အတူ ပူးပေါင်းဆောင်ရွက်လျက်ရှိပါကြောင်း အသိပေးအပ်ပါသည်။
မြန်မာနိုင်ငံတော်ဗဟိုဘဏ်
(၁၇-၁၂-၂၀၂၅)
မြန်မာနိုင်ငံတော်ဗဟိုဘဏ်၏ အသိပေးထုတ်ပြန်ချက် မူရင်းကိုဖတ်ရှုရန် ဤနေရာကို နှိပ်ပါ။
On 8th August 2025, AYA Bank marked a remarkable milestone with the theme “15 Years of Trust, a Future Built on Innovation” for a special Anniversary Townhall, bringing together employees nationwide both in person at the Pathein Room, Rowe Office, and virtually online. The celebration was filled with reflection, gratitude, and inspiration, honoring the Bank’s journey and envisioning the path forward.
The event began with heartfelt opening remarks from Founder Chairman, U Zaw Zaw, who reaffirmed AYA Bank’s commitment to delivering excellent service to customers, stakeholders, and the community. He also encouraged employees to embrace mindfulness, empathy, forgiveness, and continuous personal and organizational growth.
A highlight of the program was the “Crystal Heroes” sharing session, hosted by CEO, Daw Jasmine Thazin Aung, where colleagues shared their journeys, challenges, and achievements. Their inspiring stories reflected AYA Bank’s growth and sustainability, vibrant corporate culture, focus on individual development, and the importance of innovation in shaping the Bank’s future.
In recognition of unwavering loyalty, AYA Bank honored its 15 Years Crystal Heroes, presenting appreciation gifts to employees who have dedicated 15 years of service — a true testament to commitment and shared success.
Adding a spirit of fun and creativity, the 15th Crystal Anniversary Team Photo Challenge saw enthusiastic participation from teams across the Bank. In the Townhall, 15 winning teams were awarded for their outstanding and spirited entries.
The celebration concluded with closing remarks from Executive Chairman, Daw Khin Saw Oo, who reinforced our shared vision for the future and appreciation to everyone’s contribution to AYA Bank’s success.
As AYA Bank celebrates 15 years of trust, it remains dedicated to building a brighter future together — for employees, customers, and communities alike.