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The journey starts from here. Make every transaction seamlessly with AYA Debit Cards that brings out Real You.
Purchase securely for all global products and services through online and POS
Shop, travel, dine with ease and make hassle-free transactions in overseas with AYA Universal Debit cards.
Use your debit card and get an instant cash at nearest ATM globally.
Get AYA debit card with $0 Annual fees and enjoy convenience, secured and easy payment method 24/7.
Click here for fees and charges
UPI Debit Card | JCB Debit Card | |
---|---|---|
Annual Fees | Free | Free |
Card Fees | 3,000 MMK | 7,000 MMK |
Initial Deposit | 1,000 MMK | 1,000 MMK |
Minimum Balance | 1,000 MMK | 1,000 MMK |
Card Lost /Damage / Reissue Fees | 3,000 MMK | 7,000 MMK |
Card Early Termination / Cancellation Fee | Free | Free |
Cash Withdraw Transactions Fees : | ||
Cash Withdraw Transactions Fees (Domestic - AYA ATM) |
Free | Free |
Cash Withdraw Transactions Fees (Domestic - Other Bank ATM) |
Other Bank Charges | Other Bank Charges |
Cash Withdraw Transactions Fees (International) |
Withdrawal Fee 10 % + Oversea Bank Charges (Per Transaction ) |
Withdrawal Fee 10 % + Oversea Bank Charges (Per Transaction ) |
PIN Reissue Fee | 1,000 MMK | 1,000 MMK |
Card FeesPOS Transactions Fees | Free | Free |
Card FeesOnline Transaction Fees | Free | Free |
Balance Inquiry | Free | Free |
Fund Transfer Fee | 300 MMK Per Transaction | 300 MMK Per Transaction |
International Transaction Fees |
Fees: 18% to 30% Currency Conversion Fees: 15% to 50% Mark Up: 15% to 50% |
Fees: 18% to 30% Currency Conversion Fees: 15% to 50% Mark Up: 15% to 50% |
Note: Cross currency mark-up fees will be applied for foreign transactions
Learn our Debit Card features here
Card Validity
5 Years
Currency
MMK
Cash deposit
AYA Bank Branches
Card Activation
AYA Bank Branches
ATM Withdrawal Limit
Domestic Transaction - 2,000,000 MMK per day / per week
International Transaction – 500,000 MMK per day / per week / per month
Fund Transfer
Domestic Transaction - 5,000,000 MMK Per day
Transaction Limit
Domestic Transaction - 5,000,000 MMK per day
International Transaction - 1,000,000 MMK per month
Other Fees
Service Charges/ Fees will be inclusive based on the transaction types including refunds and reversal transactions.
Note: Cross currency mark-up fees will be applied for foreign transactions
Eligibility
The applicant must be Myanmar citizen or permanent residence, at least 18 years old.
Application
To apply AYA Debit Card, visit nearest branch, bring along with NRC or Passport and fill application form.
Monitoring your payment
Monitor all your transactions and payment through AYA m-Baking and i-Banking.
AYA MPU Card E-Commerce Registration
In order to allow MPU cardholder customers for buying online products and services, you are required to register and your current mobile number must be registered with AYA Bank.
Kindly note that registration will not be successful if your current mobile number is not registered with AYA Bank or updated in the system. Please visit the nearest AYA Branch with any proof of identity to register your phone number.
Debit Card is a card allowing the holder to transfer money electronically from their bank account when making a purchase.
Yes, remittance can be received in Debit card as it is connected with Bank account. The Bank has to do the integration work with remittance services.
Yes, Debit Card can be used for purchasing by using Point of Sales (POS) machine or E-commerce online. Payment is deducted directly from your account.
You can apply Debit Card during accout opening.
Please visit to any of AYA Branches with
4:1 Service
Debit Card can also be linked with Current Account but interest will not be able to enjoy.
Bank will freeze your Debit Card / ATM Card for security reasons, if there is no trasactions made for 3 months . Please approach your nearest Branches with NRC card for re-activation of your card.
You’ll need to alert the Bank ASAP, so we can take steps to protect your account from fraud. Contact us at 01- 2317777 to freeze your Debit Card.
Approach to any Branch with your NRC card and saving book to apply replacement card. The replacement card will be charged at MMK 3,000.
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