PERSONAL BANKING
BUSINESS BANKING
DIGITAL SERVICES
HOME DIGITAL SERVICES CARD SERVICES DEBIT CARD
The journey starts from here. Make every transaction seamlessly with AYA Debit Cards that brings out Real You.
Purchase securely for all global products and services through online and POS
Shop, travel, dine with ease and make hassle-free transactions in overseas with AYA Universal Debit cards.
Use your debit card and get an instant cash at nearest ATM globally.
Enjoy convenience, secured and easy payment method 24/7.
Easy Savings Program (Domestic & International)
Access Exclusive discounts and rebates at participating merchants, maximizing your purchasing power through online and POS. Please visit https://specials.priceless.com/en-ap/homepage for varieties of offers & privileges.
Wide Acceptance
Accepted at millions of locations worldwide, including online retailers, restaurants and hotels, making them versatile for both local and international purchases.
Enhancing your Travel Experience
Save up to 35% off worldwide rentals at participating Avis Car Rental Services & Hertz Car Rental Services Location, enhancing your travel experience by providing savings on car rental expenses.
Access to ATM Worldwide
Use your AYA MPU- Mastercard at millions of ATMs globally, providing easy access to cash in local currencies without the hassle of currency exchange. Enjoy convenience, secured and easy payment method by 24/7.
AYA Travel Pass
A unique insurance privilege for travelling, travel insurance, which covers travel-related incidents. Make it “Seamless Transaction, Limitless Possibilities”. Scan here
Click here for fees and charges
JCB Debit Card | |
---|---|
Annual Fees | Free |
Card Fees | 12,000 MMK |
Initial Deposit | 1,000 MMK |
Minimum Balance | 1,000 MMK |
Card Replacement Fees | 12,000 MMK |
Cash Withdraw Transactions Fees (Domestic - AYA ATM) |
Free |
Cash Withdraw Transactions Fees (Domestic - Other Bank ATM) |
Other Bank Charges |
Cash Withdraw Transactions Fees (International) |
10% of Withdrawal Amount + Other Bank Charges (Per Transaction) |
PIN Reissue Fee | 1,000 MMK |
POS Transactions Fees | Free |
Online Transaction Fees | Free |
Balance Inquiry | Free |
Account Transfer Fee | 300 MMK Per Transaction |
International Transaction Fees |
Fees: 18% to 30% Currency Conversion Fees: 10% to 50% Mark Up: 5% to 35% |
Note: Cross currency mark-up fees will be applied for foreign transactions
Click here for fees and charges
MASTERCARD DEBIT CARD | |
---|---|
Joining Fee | 10,000 |
Annual Fees | 7,000 |
Card Fees | 10,000 MMK |
Initial Deposit | 1,000 MMK |
Minimum Balance | 1,000 MMK |
Card Replacement Fee | 20,000 MMK |
Cash Withdrawal Fee (AYA ATM) | Free |
Cash Withdrawal Fee (Other Bank MPU ATM) | Other Bank Charges |
Cash Withdrawal Fee (International) | 10% of Withdrawal Amount + Other Bank Charges (Per Transaction) |
PIN Reissue Fee | 1,000 MMK |
POS Transactions Fees | Free |
Online Transaction Fees | Free |
Balance Inquiry | Domestic - Free International -1,500 MMK |
Account Transfer Fee (AYA Bank) | 300 MMK Per Transaction |
International Transaction Fees |
Fees: 18% to 30% Currency Conversion Fees: 10% to 50% Mark Up: 5% to 35% |
Learn our Debit Card features here
Card Validity
5 Years
Currency
MMK
Cash deposit
AYA Bank Branches
Card Activation
AYA Bank Branches
ATM Withdrawal Limit
Domestic Transaction - 2,000,000 MMK per day / per week
Fund Transfer
Domestic Transaction - 10,000,000 MMK Per day
Transaction Limit
Domestic Transaction - 5,000,000 MMK per day
International Transaction - 500,000 MMK per month
Other Fees
Service Charges/ Fees will be inclusive based on the transaction types including refunds and reversal transactions.
Note: Cross currency mark-up fees will be applied for foreign transactions
Learn our Debit Card features here
Card Validity
5 Years
Currency
MMK
Cash deposit
AYA Bank Branches
Card Activation
AYA Bank Branches
ATM Withdrawal Limit
Domestic Transaction - 2,000,000 MMK per week
International Transaction – 500,000 MMK per month
Transaction Limit
Domestic Transaction - 10,000,000 MMK per day (AYA's POS)
Domestic Transaction - 5,000,000 MMK per day (Other Banks' POS)
International Transaction - 2,500,000 MMK per month
Fund Transfer
Domestic Transaction - 10,000,000 MMK Per day
Other Fees
Service Charges/ Fees will be inclusive based on the transaction types including refunds and reversal transactions.
Eligibility
The applicant must be Myanmar citizen or permanent residence, at least 18 years old.
Application
To apply AYA Debit Card, visit nearest branch, bring along with NRC or Passport and fill application form.
Monitoring your payment
Monitor all your transactions and payment through AYA m-Baking and i-Banking.
AYA MPU Card E-Commerce Registration
In order to allow MPU cardholder customers for buying online products and services, you are required to register and your current mobile number must be registered with AYA Bank.
Kindly note that registration will not be successful if your current mobile number is not registered with AYA Bank or updated in the system. Please visit the nearest AYA Branch with any proof of identity to register your phone number.
Debit Card is a card allowing the holder to transfer money electronically from their bank account when making a purchase.
Yes, remittance can be received in Debit card as it is connected with Bank account. The Bank has to do the integration work with remittance services.
Yes, Debit Card can be used for purchasing by using Point of Sales (POS) machine or E-commerce online. Payment is deducted directly from your account.
You can apply Debit Card during accout opening.
Please visit to any of AYA Branches with
4:1 Service
Debit Card can also be linked with Current Account but interest will not be able to enjoy.
Bank will freeze your Debit Card / ATM Card for security reasons, if there is no trasactions made for 3 months . Please approach your nearest Branches with NRC card for re-activation of your card.
You’ll need to alert the Bank ASAP, so we can take steps to protect your account from fraud. Contact us at 01- 2317777 to freeze your Debit Card.
Approach to any Branch with your NRC card and saving book to apply replacement card. The replacement card will be charged at MMK 3,000.
AYA Bank Profile
Meet Our Leaders
Corporate Strategy
Reports
Help & Support
Get in Touch
Mobile Banking
Internet Banking
Corporate Internet Banking
Royal Banking
Currency Exchange Rate
Security Advices for Digital Services (Myanmar Version)
Whistleblower - Report Breaches
No. 416, Mahabandoola Road, Kyauktada Township, Yangon, Myanmar.
Please click "Accept all cookies" to continue to enjoy our website with all cookies or click "Manage Cookies Settings" to manage your cookie preferences.
By clicking “Accept all cookies”, you agree to the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts. If you would like to know more take a look at our Privacy Notice and Cookies Policy