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HOME PERSONAL BANKING BORROWING HIRE PURCHASE PERSONAL LOAN
Quick Look
Designed to support a wide range of personal and lifestyle needs, our Personal Financing solution offers the convenience and flexibility to help you manage important life events and planned expenses, including healthcare, weddings, travel, home renovations, cultural and religious activities, and vehicle upkeep. Customers may secure financing with eligible collateral, while qualified AYA Payroll customers can benefit from unsecured financing options, subject to the Bank's eligibility criteria and credit evaluation.
Features
| Secured | Unsecured | |
| Eligible Customer | Individuals with a regular and verifiable source of income. | AYA Payroll Customer |
| Loan Amount | up to MMK 500 million | up to MMK 20 million |
| Loan Tenor | up to 3 Years | up to 1 Year |
| Interest Rate | 13% per annum | 14.5% per annum |
| Service Charge | plus up to 2% | - |
| Application fee | - | MMK 15,000 |
| Collateral | Apartment, Condominium, Landed Property, Motor Vehicle | - |
Eligibility
Receiving monthly salary to your AYA Bank deposit account or wallet.
Minimum income of MMK 300,000 per month
Minimum working experience (2) years at present job or (2) years at previous job
Required Documents
Secured
- Personal Documets
- Income Documents
- Collateral Documents
Unsecured
- Personal Documets
- Income Documents