An interest bearing account for individuals and joint customers who receives regular international remittances from their family members.


No minimum balance required for account opening

Receive interest 7.0% per annum

Receive interest monthly

Online account opening feature available.


Yes, you can. The account can be opened at any AYA branch.

You do not need initial depost. 'Ngwe Toe Mae - Shwe O' account can be opened with initial deposit “0” MMK.

AYA Bank does not limit the amount to withdraw the remittance received in 'Ngwe Toe Mae - Shwe O'

You will receive interest on 7% per annum. Interest is calculated and deposited to your account every month.